Review the disagreement
Identify the disputed scope or valuation issues and examine the available estimates and documentation.
PROPERTY LOSS VALUATION
Insurance Appraisal Services
When a property insurance claim involves a disagreement about the amount of loss, the policy’s appraisal provision may provide a process for resolving that valuation dispute.
REQUEST SERVICES ↗THE OAKFORD APPROACH
Clear process. Careful evaluation.
Every assignment deserves careful attention to the facts, the available documentation, and the scope of the requested service.
Evaluate the property loss
Apply construction knowledge, damage assessment experience, and careful estimating principles.
Participate in the process
Work within the applicable appraisal provision and assignment scope, with clear and professional communication.
COMMON QUESTIONS
What to know before getting started
What is insurance appraisal?
Insurance appraisal is a contractual process that may be available to address disagreements about the amount of loss. The policy language governs.
Does appraisal decide whether damage is covered?
Appraisal generally addresses the amount of loss, not every question of coverage or policy interpretation. The distinction depends on the policy and applicable law.
What documents are helpful?
Carrier and contractor estimates, photographs, damage reports, and relevant claim correspondence can help with an initial review.
Ready to discuss an assignment?
Tell Oakford what you need. We can review the initial details and discuss whether the requested service is appropriate.
START AN INQUIRY ↗